PRIVACY POLICY

Last Updated: October 2025

This Privacy Policy explains how Fork’d Up LLC, a wholly owned subsidiary of Summa Holdings Inc. (“Company,” “we,” “our,” or “us”), collects, uses, and safeguards your personal information when you visit or use our platform at www.getforkdup.com (the “Service”).

By accessing or using the Service, you consent to this Policy and to the collection and processing of data in accordance with applicable United States federal and state privacy laws. If you access the Service from Mexico, you consent to limited cross-border data transfers for platform functionality.

1. Information We Collect

We collect only the information necessary to provide and secure the Service:

A. Account Information – Name, email, password, ZIP code, country, and user type (Worker or Business).
B. Payment Information – Processed exclusively by Stripe Inc. under PCI-DSS compliance. We never store full credit-card data.
C. Communications – Emails and in-app or SMS messages transmitted via SendGrid and Twilio for account notices and verification.
D. Usage Data – Device type, browser, IP address, language, and activity logs used for security and diagnostics.

2. How We Use Information

• To create and manage accounts and subscriptions.
  
  

• To process payments and send confirmations.
  
  

• To deliver operational emails or text notifications.
  
  

• To improve site performance, prevent fraud, and enforce Terms & Conditions.
  
  

We do not sell, rent, or trade your personal information.

3. Lawful Basis for Processing (U.S. & Mexico)

Processing is based on your consent, contractual necessity (providing the Service), and legitimate interest in maintaining platform security and preventing abuse.

4. Data Retention

We retain data only as long as necessary to operate the Service or meet legal obligations.
Users may request deletion at any time; deleted accounts are permanently purged from active systems within 30 days except where law requires retention (e.g., Stripe billing records).

5. Security

We use encryption, secure servers, and restricted access to protect data. Despite these measures, no internet transmission is 100 % secure; you use the Service at your own risk.

6. Cross-Border Transfers

If you access from Mexico, information may be transmitted to U.S. servers for processing.
By using the Service, you consent to this transfer under U.S. and Mexican privacy frameworks.

7. User Choices & Rights

• Access or correct your profile information.
  
  

• Delete your account through in-app settings.
  
  

• Opt out of non-essential marketing emails at any time.
  
  

8. Children’s Privacy

The Service is not directed to anyone under 18. We do not knowingly collect data from minors.

9. Data Sharing & Third Parties

We may share limited data only with:

• Stripe – payment processing;
  
  

• SendGrid – transactional email;
  
  

• Twilio – SMS communications;
  
  

• Government or law-enforcement agencies when legally required.
  
  

We do not permit partners to use your information for independent marketing.

10. Liability Disclaimer

Fork’d Up LLC and Summa Holdings Inc. are not liable for damages arising from unauthorized access, user error, or third-party platform outages. Use of the Service implies acceptance of these limitations.

11. Governing Law

This Policy is governed by U.S. federal law and applicable state privacy regulations.
In case of dispute, arbitration will be conducted in the United States under the Federal Arbitration Act, consistent with the Terms & Conditions.

12. Contact

📧 support@getforkdup.com – User Support
📧 billing@getforkdup.com – Billing & Subscriptions
📧 partnerships@getforkdup.com – Partnerships & Affiliates